I received this message in my junk email. So, obviously something isn't right about it to start with. The following is the break down of the major parts of the message I received.

Here is the subject of this scam email:

This email was supposedly sent by:

Here is the body of the email:

[More:]

Dear Ally Bank (former GMAC Bank) customer,

According to the new Terms & Conditions you need to update your online records. Please update your records using the link:

h__p://secure.ally.com/allyWebClient/ccare/cform.do?id=80052777494488804778449837111280130706397634464052458&email=some_email_address@davemoats.com <h__p://secure.ally.com.ibeeleit.com/WebClient/ccare/cform.do?id=80052777494488804778449837111280130706397634464052458&email=some_email_address@davemoats.com>

We look forward to helping you,

Your Ally Customer Care Team.

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The information contained in this message is proprietary and/or confidential. If you are not the intended recipient, please: (i) delete the message and all copies; (ii) do not disclose, distribute or use the message in any manner; and (iii) notify the sender immediately. In addition, please be aware that any message addressed to our domain is subject to archiving and review by persons other than the intended recipient. Thank you.
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If you receive an email like this, don't respond to it, or follow any links. JUST DELETE IT
Dave