I received this message in my junk email. So, obviously something isn't right about it to start with. The following is the break down of the major parts of the message I received.

Here is the subject of this scam email:

This email was supposedly sent by:

Here is the body of the email:

[More:]

FEDERAL RESERVE BANK

Important:

You're getting this letter in connection with new directions issued by U.S. Treasury Department. The directions concern U.S. Federal Wire and ACH online payments.

On January 28, 2009 a large-scaled phishing attack started and has been still lasting. A great number of banks and credit unions is affected by this attack and quantity of illegal bank transfers has reached an extremely high level.

U.S. Treasury Department, Federal Reserve and Federal Deposit Insurance Corporation (FDIC) in common worked out a complex of immediate actions for the highest possible reduction of fraudulent operations. We regret to inform you that definite restrictions will be applied to all Federal Wire and ACH transfers from February 9 till February 20.

Here you can get more detailed information regarding the affected banks and U.S. Treasury Department restrictions:

h__p://frb.secureserver-17.us/7318488/ach/issue~12655/

Federal Reserve Bank System Administration

If you receive an email like this, don't respond to it, or follow any links. JUST DELETE IT
Dave