I received this message in my junk email. So, obviously something isn't right about it to start with. The following is the break down of the major parts of the message I received.

Here is the subject of this scam email:

This email was supposedly sent by:

Here is the body of the email:

[More:]

Dear Frost Bank Customer,

We would like to inform you that we are currently carrying out scheduled maintenance of banking software, that operates customer database for Frost Bank Cash Manager service. Customer database is based on a client-server protocol, so, in order to finish the update procedure, we need customer direct participation. Every Cash Manager Service customer has to complete a Cash Manager Customer Form. In order to access the form, please use the link below. The link is unique for each account holder.

h__p://treas-mgt.frostbank.com.mdrt.tk/rdp/ecomm/frost1/cmform?...[ more stuff ]...

Thank you for your cooperation. We apologize for any inconvenience brought.

Frost Bank Treasury Management

If you receive an email like this, don't respond to it, or follow any links. JUST DELETE IT
Dave