I received this message in my junk email. So, obviously something isn't right about it to start with. The following is the break down of the major parts of the message I received.

Here is the subject of this scam email:

This email was supposedly sent by:

Here is the body of the email:

[More:]

BANK OF AMERICA CORPORATION NOTICE:

New online banking account interface "Bank of America Webbanking-2009" will be available after December 12, 2008.
Please take a look on the new account features demo page.
Bank of America provides all clients with a Demo Account to learn how to use new account interface.
You will learn how to work with the Demo Account Station below.

Proceed to view BOA Webbanking-2009 Demo:

h__p://default.bankofamerica.demoservers1.com/demo.htm?/Profile/DEMO.htm?LOGIN=k8cyvh0a3t2b1g8

Sincerely, Sonny Lucas.
2008 Bank of America Corporation. All Rights Reserved.

If you receive an email like this, don't respond to it, or follow any links. JUST DELETE IT
Dave