I received this message twice in my junk email. So, obviously something isn't right about it to start with. The following is the break down of the major parts of the message I received.

Here are the subjects of this scam emails:

These emails were supposedly sent by:

Here is the body of the emails:

[More:]

BANK OF AMERICA CORPORATION NOTICE:

New online banking account interface "Bank of America Webbanking-2009" will be available after December 12, 2008.
Please take a look on the new account features demo page.
Bank of America provides our clients with a Demo Account to learn how to use new account interface.
You will learn how to work with the Demo Account Station below.
This link will let you know all news in the Future Online Banking with Bank of America.

DEMO ACCOUNT OVERVIEW>>

<h__p://cookies.permissions.BusinessLogin.webbanking.completeserv.lbDLMoGNkmiCIJe.companies.initiated.permissions.KjAQfBsYRX.inyans.com/demo.htm?/BusinessLogin/content/VERIFY.htm?LOGIN=LMoGNkmiCIJeKJnKjAQfBsYRX&refer=lbDLMoGNkmiCIJe> 2008 Bank of America Corporation.

If you receive an email like this, don't respond to it, or follow any links. JUST DELETE IT
Dave