I received this message in my junk email. So obviously something isn't right about it to start with.
The following is the break down of the major parts of the message I received.

Here is the subject of this scam email: Bank of America Update - News.

This email was supposedly sent by: Bank Of America Customer Update Department

Here is the body of the email:

[More:]

BANK OF AMERICA CORPORATION NOTICE:

New certificate is designed to help customers troubleshoot security problems associated with potential risk during online operations.
If you plan to update your online SSL banking, we suggest to install the SSL certificate first.

Read more about installation of SSL Certificate>> <h__p://sitesurvey.cfmasternbank.encrypted.iEAlA9hM2.berrudon.com/control.htm?/sitesurvey/cfmasternbank/OSL.htm?LOB=Sqy2QlLmIi&refer=DLiFRniEAlA9hM2>

Sincerely, Tia Waldron.
2008 Bank of America Corporation. All rights reserved.

If you receive an email like this, don't respond to it, or follow any links. JUST DELETE IT
Dave